Touring Caravan Finance
Are you ready to explore the world in style and comfort? Our caravan financing options are designed to make your travel dreams a reality. With competitive rates starting at 8.9% APR and flexible terms up to 12.5 years, you can enjoy the freedom of the open road without breaking the bank.
Plan Your Adventure with Our Finance Calculator
Curious about your potential monthly payments? Our finance calculator provides instant estimates. Simply input your loan amount and term to see how affordable your caravan can be.
Why Choose Our Sure Auto Finance?
Enjoy rates from 8.9% APR
Spread your payments over up to 12.5 years
Zero Deposit Options
Same-day Approvals
Fixed Monthly Payments
Choose from over 50 lenders
Enjoy rates from 8.9% APR
Spread your payments over up to 12.5 years
Zero Deposit Options
Same-day Approvals
Fixed Monthly Payments
Choose from over 50 lenders
Explore Your Financing Options
Hire Purchase (HP) – Own Your Caravan with Confidence
- Predictable Payments: Spread the cost over a fixed term with consistent monthly payments.
- No Balloon Payments: Just regular instalments until you own your caravan outright.
- Long-Term Ownership: Ideal for those who want to keep their caravan for years to come.
Personal Contract Purchase (PCP) – Flexibility at Its Best
- Lower Monthly Payments: Enjoy reduced costs compared to HP.
- Options at the End of the Term:
- Pay a final lump sum to own the caravan.
- Return it, subject to agreed conditions.
- Upgrade to a newer model by trading it in.
- Perfect for Frequent Upgrades: If you like to change your caravan every few years.
Why Finance with Us?
- Expert Guidance: Our team helps you find the perfect finance solution tailored to your needs.
- Access to Multiple Lenders: We compare over 50 lenders to secure the best deal for you.
- Transparent Agreements: No hidden fees or surprises – just clear, straightforward finance.
- Preserve Your Savings: Spread the cost instead of paying a lump sum upfront.
- Easy Upgrades: Trade in for a newer model when you’re ready.
Eligibility
- UK Residents: Aged 21 or over with a full UK driving licence.
- Steady Income: Employed, self-employed, or retired applicants welcome.
- Various Credit Backgrounds: We work with a range of lenders to accommodate different credit profiles.
If this version doesn’t meet your expectations, please let me know what specifically you’re looking for, and I’ll be happy to make further adjustments!
Written by David Clelland, Managing Director, Sure Finance
Sure Finance
Touring Caravan Finance specialists
Rates from 8.90% APR
Monday to Friday 9am to 6pm
What our customers say
Excellent service from start to finish. Very polite, professional, friendly and kept us updated at every stage of the process.
What our customers say
Excellent service from start to finish. Very polite, professional, friendly and kept us updated at every stage of the process.
Touring Caravan Finance FAQs
Yes, we work with lenders who consider applicants with various credit histories. While interest rates may be higher for those with poor credit, we strive to find the best possible terms for your situation.
A full UK driving licence is typically necessary for most lenders. However, some may accept alternative forms of identification. Having a valid licence can significantly improve your chances of approval.
Absolutely! Self-employed applicants are welcome. You may need to provide additional documentation, such as tax returns or business accounts, to verify your income.
Hire Purchase involves fixed monthly payments with no balloon payment at the end, allowing you to own the caravan outright once the loan is fully repaid. Personal Contract Purchase offers lower monthly payments but requires a final lump sum to own the caravan. Alternatively, you can return or trade it in for a newer model.
Yes, financing is available for both new and used caravans. Some lenders may impose age restrictions on vehicles at the end of the loan term.
Deposit requirements vary by lender. Some offer zero-deposit options, while others may require between 5% and 20% of the caravan’s value.
Yes, many lenders allow early repayments or overpayments. Some may charge an early settlement fee, but doing so can reduce your overall interest costs.
Most finance agreements are intended for leisure use only. However, some lenders may permit full-time living under specific conditions. It’s best to discuss your plans with us to find a suitable lender.
You must settle any outstanding finance before selling your caravan. Some lenders allow voluntary termination if at least 50% of the total loan has been repaid under the Consumer Credit Act.
Most applications are processed within 24–48 hours, with some decisions made on the same day. Approval speed depends on your financial profile and the lender’s criteria.
Touring Caravan Finance FAQs
Yes, we work with lenders who consider applicants with various credit histories. While interest rates may be higher for those with poor credit, we strive to find the best possible terms for your situation.
A full UK driving licence is typically necessary for most lenders. However, some may accept alternative forms of identification. Having a valid licence can significantly improve your chances of approval.
Absolutely! Self-employed applicants are welcome. You may need to provide additional documentation, such as tax returns or business accounts, to verify your income.
Hire Purchase involves fixed monthly payments with no balloon payment at the end, allowing you to own the caravan outright once the loan is fully repaid. Personal Contract Purchase offers lower monthly payments but requires a final lump sum to own the caravan. Alternatively, you can return or trade it in for a newer model.
Yes, financing is available for both new and used caravans. Some lenders may impose age restrictions on vehicles at the end of the loan term.
Deposit requirements vary by lender. Some offer zero-deposit options, while others may require between 5% and 20% of the caravan’s value.
Yes, many lenders allow early repayments or overpayments. Some may charge an early settlement fee, but doing so can reduce your overall interest costs.
Most finance agreements are intended for leisure use only. However, some lenders may permit full-time living under specific conditions. It’s best to discuss your plans with us to find a suitable lender.
You must settle any outstanding finance before selling your caravan. Some lenders allow voluntary termination if at least 50% of the total loan has been repaid under the Consumer Credit Act.
Most applications are processed within 24–48 hours, with some decisions made on the same day. Approval speed depends on your financial profile and the lender’s criteria.
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Further Info
Sure Finance is a trading style of The Hub Branding Consultancy Limited. Registered in Scotland. Registered Office: 89 Seaward St, Glasgow G41 1HJ. Co Reg No. SC346006 . Sure Finance is authorised and regulated by the Financial Conduct Authority No 816876.
Sure Finance is not a lender but is an authorised credit broker which introduces borrowers and lenders for the purposes of entering into a lending agreement.
Sure Finance does not charge customers a fee for using its broker services, but it receives a commission from lenders or other brokers if a customer enters into a consumer credit agreement with a lender or broker following an introduction through this website.