How to apply

Getting started is quick and simple:

1. Use the calculator above to estimate your monthly repayments.
2. Complete our short online enquiry form.
3. Speak to a finance specialist who’ll talk through your options.
4. Finalise your agreement and get ready to go.

Got questions? Fill in our short form and one of the team will call you back at a time that suits you.

Understanding campervan finance

A campervan is a sizeable purchase, and how you finance it shapes both what you can afford and how comfortable the monthly cost feels. Whether it’s a compact VW-style conversion, a professionally converted panel van or a modern factory-built camper, spreading the cost means you needn’t compromise on the layout, conversion quality or extras that matter to you. The calculator above is the quickest way to picture the monthly cost before you enquire.

What affects your repayments?

The monthly figure depends on a few things: the amount you borrow (our loans run from £10,000 to £500,000), the repayment term (up to 20 years or more — longer lowers the monthly cost but adds interest over time), the interest rate (from 6.5% APR, depending on your circumstances), and the van itself, since its age and type can influence the terms available.

Using the calculator to plan your budget

Try a few different amounts and terms to see how the monthly figure moves. If a payment feels high, lengthening the term brings it down; if you’d rather clear the finance sooner, a shorter term does that at a higher monthly cost. It’s a handy way to strike the right balance before speaking to us — and since there’s no deposit required, the figure reflects funding the full price of the van.

New, used or converted

We arrange finance for new campervans, used campervans and professionally converted vans, bought from a dealer, a converter, a private seller or an online marketplace. There are no restrictions on where you buy, so you can find the right van and plan around its price.

Calculator FAQs

How does the campervan finance calculator work?

It estimates your monthly repayments from the amount you’d like to borrow and the repayment term you choose. Think of it as a planning tool: the figures are a guide, and your actual quote is confirmed when you speak to us.

Is the calculator accurate?

It gives a close estimate based on what you enter, but it’s a guide rather than a formal quote. Your confirmed rate and repayment depend on your circumstances, which we’ll go through when you enquire.

How much can I borrow for a campervan?

Finance runs from £10,000 up to £500,000, with terms up to 20 years or more. Campervan loans are often smaller than motorhomes because the vans typically cost less.

Will enquiring affect my credit score?

No — completing our form is only an enquiry, with no credit check at this stage, so it won’t touch your credit score. Should you choose to go ahead after speaking with us, any checks would come later and only with your permission.

Do I need to be a homeowner?

Yes — the finance is secured against your property, which is what makes the lower rates and longer terms possible. If you don’t own your home, this product won’t be one we can offer.

Do I need a deposit?

No — our finance has no deposit requirement, so the calculator reflects funding the full cost of your campervan.

Can I finance a converted campervan?

Yes — professional conversions and factory-built campers included. For a self-build or unusual conversion, check the specific van with us first.

Can I settle my finance early?

Yes — you can pay off the finance early, and many lenders allow overpayments to shorten the term. We’ll explain any early-settlement terms before you commit.

What if I haven’t chosen a campervan yet?

No need to have found one first. Plenty of people confirm their budget up front, so they know exactly what they can spend when the right van appears.

How quickly could my finance be completed?

Offers are often same-day, with the finance frequently completed within a week of enquiring, depending on your circumstances.

Click here to start your application.