Motorhome Finance Specialists
Ready to finance your next motorhome? Get competitive rates starting at 8.9% APR and flexible terms up to 15 years. Whether upgrading or buying your first motorhome, we compare 50+ lenders to secure the best deal, with no deposit options available.
Motorhome Finance Calculator
Try our easy motorhome finance calculator to instantly estimate your monthly payments. Just enter your loan amount and term for an immediate repayment quote.
Why Choose Our Motorhome Finance?
Finance terms available up to 15 years
Rates starting from 8.9% APR
Zero deposit available
Same day approvals*
Fixed monthly payments for easy budgeting
Advance approvals
Finance terms available up to 15 years
Rates starting from 8.9% APR
Zero deposit available
Same day approvals*
Fixed monthly payments for easy budgeting
Advance approvals
Understanding Your Finance Options
Choosing the right finance plan depends on your budget, how long you plan to keep your motorhome, and your personal financial situation. Here’s a quick guide to the main finance options:
Hire Purchase (HP) – Straightforward Ownership
- Spread the cost over a fixed term with predictable monthly payments.
- Own your motorhome outright once the final payment is made.
- No balloon payment at the end – just regular fixed instalments.
- Ideal if you want to keep your motorhome long-term.
Personal Contract Purchase (PCP) – Flexible & Lower Monthly Costs
- Lower monthly payments compared to HP.
- Choose to keep the motorhome, return it, or upgrade at the end of the term.
- A final lump sum (balloon payment) is required if you decide to keep the motorhome.
- Perfect if you like to change your vehicle every few years.
The Benefits of Financing Your Motorhome with Us
- We compare 50+ lenders to secure the best deal for you.
- Lower upfront costs – spread payments instead of paying a lump sum.
- Fixed monthly payments – making budgeting easier.
- Preserve your savings – keep your money for other expenses.
- Upgrade more easily – trade in for a newer model when you’re ready.
- No hidden charges – fully transparent finance agreements.
We take the hassle out of financing so you can focus on your next adventure.
Who Can Apply for Motorhome Finance?
- UK residents aged 21 or over with a full UK driving licence.
- Employed, self-employed, or retired applicants with a regular income.
- Applicants with good or fair credit histories – we work with a range of lenders.
Written by David Clelland, Managing Director, Sure Finance
Sure Finance
Motorhome Finance specialists
Rates from 8.90% APR
Monday to Friday 9am to 6pm
What our customers say
Excellent service from start to finish. Very polite, professional, friendly and kept us updated at every stage of the process.
What our customers say
Excellent service from start to finish. Very polite, professional, friendly and kept us updated at every stage of the process.
FAQs – Motorhome Finance – Your Questions Answered
Yes, some lenders consider applicants with a range of credit histories, including those with poor or limited credit. If your score is low, you may still be approved, though interest rates could be higher.
Most lenders require a full UK driving licence. Some may accept alternative forms of ID, but having a valid licence improves your chances of approval.
Yes, self-employed applicants are eligible. You may need to provide proof of income, such as bank statements, tax returns, or business accounts.
- Hire Purchase (HP) – Fixed monthly payments, no final lump sum, and full ownership at the end of the term.
- Personal Contract Purchase (PCP) – Lower monthly payments, but you’ll need to make a final lump sum payment to own the motorhome. Alternatively, you can return it or trade it in.
Yes, finance is available for both new and used motorhomes. Some lenders have restrictions on the vehicle’s age by the end of the finance term (e.g. no older than 15 years).
It varies by lender. Some offer zero deposit options, while others may require a deposit of 5%–20% of the motorhome’s value.
Yes, many lenders allow early repayments. Some may charge an early settlement fee, but overpaying can help reduce the total interest paid.
Most finance agreements are intended for leisure use, but some lenders allow full-time living under certain conditions. If this is your plan, let us know, and we’ll find the right lender for you.
You’ll need to clear any outstanding finance before selling. Some lenders allow voluntary termination if you’ve repaid at least 50% of the total loan under the Consumer Credit Act.
Most applications are processed within 24–48 hours, with some lenders offering same-day decisions. The approval time depends on your financial profile and the lender’s criteria.
FAQs – Motorhome Finance – Your Questions Answered
Yes, some lenders consider applicants with a range of credit histories, including those with poor or limited credit. If your score is low, you may still be approved, though interest rates could be higher.
Most lenders require a full UK driving licence. Some may accept alternative forms of ID, but having a valid licence improves your chances of approval.
Yes, self-employed applicants are eligible. You may need to provide proof of income, such as bank statements, tax returns, or business accounts.
- Hire Purchase (HP) – Fixed monthly payments, no final lump sum, and full ownership at the end of the term.
- Personal Contract Purchase (PCP) – Lower monthly payments, but you’ll need to make a final lump sum payment to own the motorhome. Alternatively, you can return it or trade it in.
Yes, finance is available for both new and used motorhomes. Some lenders have restrictions on the vehicle’s age by the end of the finance term (e.g. no older than 15 years).
It varies by lender. Some offer zero deposit options, while others may require a deposit of 5%–20% of the motorhome’s value.
Yes, many lenders allow early repayments. Some may charge an early settlement fee, but overpaying can help reduce the total interest paid.
Most finance agreements are intended for leisure use, but some lenders allow full-time living under certain conditions. If this is your plan, let us know, and we’ll find the right lender for you.
You’ll need to clear any outstanding finance before selling. Some lenders allow voluntary termination if you’ve repaid at least 50% of the total loan under the Consumer Credit Act.
Most applications are processed within 24–48 hours, with some lenders offering same-day decisions. The approval time depends on your financial profile and the lender’s criteria.
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Further Info
Sure Finance is a trading style of The Hub Branding Consultancy Limited. Registered in Scotland. Registered Office: 89 Seaward St, Glasgow G41 1HJ. Co Reg No. SC346006 . Sure Finance is authorised and regulated by the Financial Conduct Authority No 816876.
Sure Finance is not a lender but is an authorised credit broker which introduces borrowers and lenders for the purposes of entering into a lending agreement.
Sure Finance does not charge customers a fee for using its broker services, but it receives a commission from lenders or other brokers if a customer enters into a consumer credit agreement with a lender or broker following an introduction through this website.