Campervan Finance Specialists
Looking to finance your campervan? Get competitive rates starting at 8.9% APR, with flexible terms of up to 12.5 years. Whether you’re upgrading or purchasing your first campervan, we compare 50+ lenders to find the best deal, with zero deposit options available.
Campervan Finance Calculator
Use our campervan finance calculator to get an instant estimate of your monthly payments. Simply enter your loan amount and term to see your expected repayments.
Why Choose Our Campervan Finance?
Finance terms available up to 12.5 years
Rates from 8.9% APR
Zero deposit options available
Fast approvals – many applications processed the same day
Fixed monthly payments for easy budgeting
Advance approvals
Finance terms available up to 12.5 years
Rates from 8.9% APR
Zero deposit options available
Fast approvals – many applications processed the same day
Fixed monthly payments for easy budgeting
Advance approvals
Campervan Finance Made Simple
Finding the right finance option depends on your budget, how long you plan to keep your campervan, and your financial circumstances. We’ve outlined the key options to help you decide:
Hire Purchase (HP) – Own Your Campervan with Fixed Payments
- Spread the cost over a set term with predictable monthly instalments.
- Once the final payment is made, the campervan is yours.
- No large final payment – just consistent, fixed repayments.
- Ideal for those who want full ownership without surprises.
Personal Contract Purchase (PCP) – Lower Monthly Payments, More Flexibility
- Enjoy lower monthly payments compared to HP.
- At the end of the term, you can:
- Make a final lump-sum payment to keep the campervan.
- Return it (subject to mileage and condition).
- Trade it in for a newer model.
- A great choice for those who like to upgrade regularly.
Why Choose Our Campervan Finance?
- We compare 50+ lenders to find you the best deal.
- Spread the cost over time instead of a large upfront payment.
- Fixed monthly payments make budgeting easy.
- Keep your savings for other expenses.
- Upgrade to a newer model when you’re ready.
- No hidden fees – fully transparent finance agreements.
- We handle the details so you can focus on enjoying your adventures.
Who Can Apply?
- UK residents aged 21 or over with a full UK driving licence.
- Employed, self-employed, or retired applicants with a steady income.
- Applicants with good or fair credit – we work with multiple lenders.
Written by David Clelland, Managing Director, Sure Finance
Sure Finance
Campervan Finance specialists
Rates from 8.90% APR
Monday to Friday 9am to 6pm
What our customers say
Excellent service from start to finish. Very polite, professional, friendly and kept us updated at every stage of the process.
What our customers say
Excellent service from start to finish. Very polite, professional, friendly and kept us updated at every stage of the process.
Campervan Finance FAQs
Yes, we work with lenders who assess applicants with different credit histories. If your score is lower, you may still be approved, but interest rates might be higher.
In most cases, yes. A full UK driving licence is usually required, though some lenders may accept other forms of identification.
Yes, self-employed applicants are welcome. You may need to provide proof of income, such as tax returns, bank statements, or business accounts.
- Hire Purchase (HP) – Fixed monthly payments, no large final payment, and full ownership at the end.
- Personal Contract Purchase (PCP) – Lower monthly payments with options at the end: make a final lump sum payment to keep the campervan, return it, or trade it in.
Yes, both new and used campervans can be financed. Some lenders set limits on the vehicle’s age at the end of the finance term.
This varies by lender. Some offer zero deposit finance, while others may require between 5% and 20% of the campervan’s value.
Yes, many lenders allow early repayments. Some may charge a settlement fee, but overpaying can reduce your total interest costs.
Most finance agreements are for leisure use only, but some lenders may allow full-time living under specific conditions. If this is your plan, let us know and we’ll find the right lender for you.
You’ll need to clear any outstanding finance before selling. Some lenders allow voluntary termination if at least 50% of the total loan has been repaid.
Most applications are processed within 48 hours, with some lenders offering same-day decisions. Approval time depends on your financial profile and the lender’s requirements.
Campervan Finance FAQs
Yes, we work with lenders who assess applicants with different credit histories. If your score is lower, you may still be approved, but interest rates might be higher.
In most cases, yes. A full UK driving licence is usually required, though some lenders may accept other forms of identification.
Yes, self-employed applicants are welcome. You may need to provide proof of income, such as tax returns, bank statements, or business accounts.
- Hire Purchase (HP) – Fixed monthly payments, no large final payment, and full ownership at the end.
- Personal Contract Purchase (PCP) – Lower monthly payments with options at the end: make a final lump sum payment to keep the campervan, return it, or trade it in.
Yes, both new and used campervans can be financed. Some lenders set limits on the vehicle’s age at the end of the finance term.
This varies by lender. Some offer zero deposit finance, while others may require between 5% and 20% of the campervan’s value.
Yes, many lenders allow early repayments. Some may charge a settlement fee, but overpaying can reduce your total interest costs.
Most finance agreements are for leisure use only, but some lenders may allow full-time living under specific conditions. If this is your plan, let us know and we’ll find the right lender for you.
You’ll need to clear any outstanding finance before selling. Some lenders allow voluntary termination if at least 50% of the total loan has been repaid.
Most applications are processed within 48 hours, with some lenders offering same-day decisions. Approval time depends on your financial profile and the lender’s requirements.
Quick Links
Further Info
Sure Finance is a trading style of The Hub Branding Consultancy Limited. Registered in Scotland. Registered Office: 89 Seaward St, Glasgow G41 1HJ. Co Reg No. SC346006 . Sure Auto Finance is authorised and regulated by the Financial Conduct Authority No 816876.
Sure Finance is not a lender but is an authorised credit broker which introduces borrowers and lenders for the purposes of entering into a lending agreement.
Sure Finance does not charge customers a fee for using its broker services, but it receives a commission from lenders or other brokers if a customer enters into a consumer credit agreement with a lender or broker following an introduction through this website.