Financing a touring caravan — what to know

Because a touring caravan is towed rather than driven, it’s often the most cost-effective way to start touring — and finance means you needn’t compromise on layout, berths or condition to stay within budget. From a lightweight two-berth for weekends away to a family-sized ‘van with a fixed bed and full washroom, spreading the cost keeps things comfortable while you enjoy the freedom of the road. We finance new and pre-owned tourers with no deposit, bought from a dealer, a private seller or an online marketplace. Apply now and we’ll walk you through it — no obligation.

From first tourer to family twin-axle

First-time buyers and seasoned tourers alike use finance to get more ‘van for their money — a better layout, a newer model, or the extra berths a growing family needs — without stretching the monthly budget. Whatever the size, we can cover the full cost including extras such as motor movers and awnings.

FAQs

Can I finance a used touring caravan?

Yes — new or pre-owned, from any seller. The ‘van’s age can affect the terms available, so it’s worth checking a specific model with us.

Can I finance a twin-axle or larger family caravan?

Yes — from lightweight two-berths to large twin-axle family ‘vans, we can cover the full cost including extras like motor movers and awnings.

How much can I borrow for a touring caravan?

From £10,000 up to £500,000 depending on your circumstances — comfortably covering everything from an entry-level tourer to a premium twin-axle, extras included.

Do I need a specific car or towbar to get finance?

No — the finance is about the caravan, not your car. Just make sure your vehicle is suitable for towing the ‘van you choose; we’re happy to point you to guidance if that helps.

Do I need to be a homeowner?

Yes — our finance is secured against your property, which is what allows the lower rates and longer terms on offer. If you’re not a homeowner, this particular product won’t be available.

Do I need a deposit?

No — there’s no deposit to find, so you can spread the cost of your tourer from day one.

Can I buy from a private seller?

Yes — dealer, private seller or online marketplace, there are no restrictions on where you buy.

How quickly could my finance be completed?

Offers are often same-day, with the finance frequently completed within a week of enquiring, depending on your circumstances.

Can I repay my touring caravan finance early?

Yes — early settlement is usually possible and can save on interest, with any early-repayment terms set out clearly first. Apply now to find out more.

Do you cover motorhomes and campervans as well?

We do — touring caravans sit alongside motorhome finance and campervan finance as part of our leisure vehicle range.

Is there a way to estimate my payments?

Our repayment calculator gives you a fast, indicative monthly figure so you know roughly where you stand before applying.

Who’s this finance for?

It’s designed for UK homeowners buying a touring caravan, including private-sale purchases and buyers the high street has declined. You’ll need to own your home, as the loan is secured against it. Complete the form to get started.

Written by David Clelland, Managing Director, Sure Finance