Finance Calculator
Use our campervan & motorhome finance calculator to get a quick repayment estimate. Enter your loan amount and term to see your potential monthly payments.
Why Choose Us?
Up to 15 years terms on Motorhome
Up to 12 ½ years on Campervans
Rates from 8.9% APR
Up to 12 ½ years on Touring Caravans
Zero deposit options
Same Day decisions
Up to 15 years terms on Motorhome
Up to 12 ½ years on Campervans
Rates from 8.9% APR
Up to 12 ½ years on Touring Caravans
Zero deposit options
Same Day decisions
Understanding Your Finance Options
Choosing the Right Finance for Your Campervan or Motorhome
Financing your campervan or motorhome depends on your budget, how long you plan to keep it, and how you intend to use it. Here’s a quick breakdown of the main options:
Hire Purchase (HP) – Simple Ownership with Fixed Costs
- Straightforward budgeting – Spread the cost over a fixed term with consistent monthly payments.
- Full ownership – Once the final payment is made, the vehicle is yours.
- No balloon payment – Just regular instalments, making it easy to manage.
- Best for – Those who want to own their campervan or motorhome long-term with predictable costs.
Personal Contract Purchase (PCP) – Flexible with Lower Monthly Payments
- Lower monthly payments – Often cheaper than HP, making it a more affordable short-term option.
- End-of-term choices – When your agreement ends, you can:
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- Make a final payment to own the vehicle outright.
- Return it (subject to mileage and condition terms).
- Upgrade to a new model by trading it in.
- Best for – Those who like flexibility or prefer to change vehicles every few years.
Not sure which option suits you best? Our finance specialists can guide you through the process and help you find the best deal.
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Benefits of Financing Your Campervan or Motorhome with Us
- 50+ lenders – We compare deals from over 50 lenders to find you the best deal available.
- Lower upfront costs – Spread the cost of your vehicle instead of paying a lump sum.
- Fixed monthly payments – Know exactly what you’re paying each month.
- Preserve savings – Keep your cash for other expenses while securing your dream vehicle.
- Option to upgrade – Want a newer model in a few years? Flexible finance options make it easier to trade in.
- No hidden fees – Transparent pricing with no unexpected charges.
We take the stress out of financing so you can focus on enjoying your next adventure.
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Who Can Apply for Campervan or Motorhome Finance?
- UK residents aged 21+ with a full UK driving licence.
- Individuals with a regular income – employed, self-employed, or retired.
- Applicants with good or fair credit history – we work with a variety of lenders.
Sure Finance
Motorhome Finance specialists
Rates from 8.90% APR
Monday to Friday 9am to 6pm
What our customers say
Super professional staff, supportive, and very efficient. Recommend without hesitation.
What our customers say
Super professional staff, supportive, and very efficient. Recommend without hesitation.
Frequently Asked Questions
Yes, we work with lenders who offer finance options for a range of credit backgrounds, including those with limited or poor credit history. Your interest rate may vary depending on your credit profile.
Deposit requirements vary by lender and your credit score. Some lenders offer zero-deposit finance, while others may require a small upfront payment.
Yes! Many lenders allow early repayments, and in some cases, you may save on interest by paying off your loan sooner. Check your lender’s terms for any potential early settlement fees.
Most finance agreements require the vehicle to be used for leisure purposes, but some lenders may allow full-time living. If this is your plan, speak to us so we can find a suitable lender.
Some applications are approved on the same day, while most are processed within 24–48 hours, depending on the lender and your financial profile.
Yes! Many dealers accept part-exchange, and we can help factor this into your finance plan to reduce the amount you need to borrow.
Finance is typically for personal use, but some lenders may allow business use, such as hiring out the vehicle. Let us know your requirements, and we’ll find the right lender for you.
If you think you might miss a payment, contact your lender as soon as possible. They may offer support options to help you manage repayments. Missing payments could impact your credit score, so it’s best to address issues early.
Most motorhome and campervan finance agreements are secured loans, meaning the lender holds an interest in the vehicle until the loan is fully repaid. If you’re unsure about the terms, we can help you understand your options.
No, our finance options are fully transparent. All fees, including potential arrangement or early repayment charges, will be outlined before you sign any agreement.
Frequently asked questions
Yes, we work with lenders who offer finance options for a range of credit backgrounds, including those with limited or poor credit history. Your interest rate may vary depending on your credit profile.
Deposit requirements vary by lender and your credit score. Some lenders offer zero-deposit finance, while others may require a small upfront payment.
Yes! Many lenders allow early repayments, and in some cases, you may save on interest by paying off your loan sooner. Check your lender’s terms for any potential early settlement fees.
Most finance agreements require the vehicle to be used for leisure purposes, but some lenders may allow full-time living. If this is your plan, speak to us so we can find a suitable lender.
Some applications are approved on the same day, while most are processed within 24–48 hours, depending on the lender and your financial profile.
Yes! Many dealers accept part-exchange, and we can help factor this into your finance plan to reduce the amount you need to borrow.
Finance is typically for personal use, but some lenders may allow business use, such as hiring out the vehicle. Let us know your requirements, and we’ll find the right lender for you.
If you think you might miss a payment, contact your lender as soon as possible. They may offer support options to help you manage repayments. Missing payments could impact your credit score, so it’s best to address issues early.
Most motorhome and campervan finance agreements are secured loans, meaning the lender holds an interest in the vehicle until the loan is fully repaid. If you’re unsure about the terms, we can help you understand your options.
No, our finance options are fully transparent. All fees, including potential arrangement or early repayment charges, will be outlined before you sign any agreement.
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